Breeonna and Cody's Study Guide

Analytical Focus:

Though this is not an essay, the multiple choice also contains both a thematic and analytical focus.

When you read the question, READ THE QUESTION! Unlike a passage or poem, a multiple choice question is one or two lines, allowing you to re-read it if you didn’t get it the first time.

Literary Terms:

Though this isn’t the essay section where you need to use literary elements to decipher the authors message, you still need to have your literary terms down pact. You need to EAT, SLEEP AND BREATHE LITERARY TERMS! Almost every multiple choice question will use one or more literary terms or devices. The more you memorize, the easier your job will be. Terms used usually consist of:
Characterization
Purpose
Diction
Syntax
Personification
Tone

The importance of Diction.
Diction is an important term to keep in mind. It is not only important because many questions pertain to diction, but because the diction of the question itself is vital. If you can focus and understand what the question is asking for, you can answer much faster, easier and more efficient.

Getting Stuck:
If you get stuck, skip it! You CAN afford to skip questions. Remember, every wrong answer subtracts points from your score. Subtracting points from your score = NOT GOOD!

Time:
Unlike the essay section, the timing for the multiple choice is easy to define. For each multiple choice question you are given a minute to answer, adding up for a total of 55 minutes for the section.






Thematic Focus
You are given 1 hour to answer 45 to 60 multiple-choice questions. The multiple-choice section counts for 45% of your final score

Main idea: The multiple-choice section tests your critical reading skills. You'll read several prose and poetry selections and answer questions about the content, form, and style of each.

• Remember that random guessing can hurt your final score. While you don't lose anything for leaving a question blank, one quarter of a point is subtracted for each incorrect answer on your answer sheetNumber of ? right – (number of ? wrong x .25) = raw score rounded up or down to the nearest whole number

Five most common types of questions you will encounter on the exam
1. The straightforward question
2. The question that refers you to specific lines and asks you to draw a conclusion or to interpret
3. The “all…except” question (good question to skip if you are running out of time)
4. The question that asks you to make an inference
5. Roman Numerals
• Pace yourself by wearing a watch or keeping an eye on the clock- A good estimated time for answering each multiple-choice question is 1 minute; don’t spend too much time on one question
• Read without losing comprehension = actively annotate- Pay attention to things like punctuation, rhythm scheme (poetry), and thematic lines
• Any information given to you about the prose/poem such as the title, author, date of publication, and footnotes can be helpful to you
• Focus on your strengths. If you are more comfortable with poetry, then answer the poetry questions first. Process of Elimination
• Don’t be afraid to mark in your test booklet
• As you eliminate an incorrect answer choice from consideration, mark it out in your question booklet. You could even mark some choices with question marks, signifying that they may be possible answers. This technique will help you avoid reconsidering those choices you've already eliminated and will help you narrow the possible answers. If you've managed to eliminate 3 out of 5 answers from consideration but still are not sure of the answer, take a guess.
• For questions you find very difficult leave the answer blank (but be careful to mark your next answer in the right place on the answer sheet)Use of Context
• Read the sentence or line before and after the section of the text to which the question refers.

Compound Interest & The Rule of 72

Compound Interest

Compound interest is used as a long term solution to making money. It is a concept based on interest buliding upon interest, making profits larger with every year. Regular yearly interests works buying adding a percentage of the starting amount every year. Compound interest applies the interests each year not only towards the starting value, but the starting value plus the added interest of that year. For example, a compound interest would be: A starting amount of $10 with a yearly compound interest of 10%. The first year, the amount would be $10 plus $1, as $1 is 10% of $10. The second year, instead of adding 10% of $10, you add 10% 0f $11, as $11 was the total of the last amount plus interest.

Rule of 72

The rule of 72 is a method used to see how much time, or what percentage of interest it takes to double your investment. The rule uses an equation to determine the results.
For example, if you were to invest a $100 with compounding interest at 9% per year, the rule of 72 gives you 72/9 = 8. 8 being the amount of years needed to complile $200.

Opportunity Cost

Opportunity costs, though a simple concept, play a major role in the financial world. An opportunity cost comes when there is a choice to be made, in most situations, a financial choice. Throughout life, the world may present more than one option. When these choices are presented and a decision is made, it can be considered an opportunity cost if the decision based financially. For example, if someone has to buy a car and he has two choices, car A and car B. Car A is $5,000 and has no air conditioning. Car B is more expensive at $10,000, but has the luxury of a/c. If he/she chooses to buy car A because they feel it is a financially smarter decision, that would be their opportunity cost.

Check Book Project

4777.24 per month

Rent: $830.00/m (http://newyork.craigslist.org/brk/abo/1624664768.html)

Groceries: $200

Eating Out:$100

Gas: $80/m

Gym: $25/m

Phone: $100/m

School Loans: $75/m

Metrocard: $20
Car Payment: $289/m
Car Maintainence: $135
Parking: $60/m
Movie Night: $80
Vacation: $600
Clothes Shopping: $300
Costco Membership: $10/m
Savings Account: $500
Christmas & Hannauka Shopping: $600
Other Gifts: $200/m
Electronics: $300
Netflix: $10

Balance: 263.24

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